Gaya APA

JOURNAL OF BUSINESS & BANKING, VOL.2, NO.2, NOVEMBER 2012. (2012). SURABAYA: PPPM-STIE PERBANAS.

Gaya MLA

JOURNAL OF BUSINESS & BANKING, VOL.2, NO.2, NOVEMBER 2012. Vol.2, No.2, November 2012. SURABAYA: PPPM-STIE PERBANAS, 2012. Prodi S1 Ekonomi Pembangunan.