Gaya APA

JOURNAL OF BUSINESS & BANKING, VOL.3, NO.2, NOVEMBER 2013. (2013). SURABAYA: PPPM-STIE PERBANAS.

Gaya MLA

JOURNAL OF BUSINESS & BANKING, VOL.3, NO.2, NOVEMBER 2013. Vol.3, No.2, November 2013. SURABAYA: PPPM-STIE PERBANAS, 2013. Prodi S1 Adm. Bisnis.